What is mortgage forbearance? The CARES Act of March 28, 2020 included an allowance that those with government loans could suspend mortgage payments for up to 1 year.
I asked my good friends Jim and Stacy Brebner to explain mortgage forbearance more in-depth. When is a good time to take advantage of it? With rates so low, you may want to refinance – but will it be possible if you have already started the forbearance process? Read more
Are you ready to purchase a home? Have you considered creative real estate financing? Don’t worry — it’s not illegal! But there are some terrific personal finance hacks for homebuyers. Read more
Jim and Stacey Brebner with HomeSeed help people get loans for buying homes. They were kind enough to talk to me about the most common home buying mistakes people make – and how they can be avoided.
So what are the mistakes buyers make when they’re purchasing a home with regards to their credit?
So you live in Seattle (or anywhere else in the country) and are looking for help in selling your house. But – how to choose a realtor?
Picking someone who is right for you is of the utmost importance. Whether you’re buying your first home or selling your 10th home – trust and communication are crucial when choosing which agent should represent you. The transaction should be transparent and your agent should provide a clear process for buying or selling your home. Read more
Steady demand. Limited supply. That’s what we are seeing in real estate markets across the country right now. Inventory is particularly tight within the lower price ranges. “The starter house is nearly missing in some markets,” according to Jessica Lautz, managing director of survey research and communication for the National Association of Realtors. So here are some tips for making an offer on a house in a hot real estate market. Read more
Your family has finally settled on a home, and now you are ready to make the next big leap in your life. Moving is a time of great excitement but can also be filled with stress and high anxiety. You don’t want to leave anything behind, and you don’t want to be caught up in limbo as you transition from your old home to your new one.
Here are three tips for an easy moving day – so things can go as smoothly as possible and you can start adjusting to your new digs sooner. Read more
Buying a house? Then you’ll want to get a home inspection. Here’s what to expect. Read more
We’ve all heard of them – the credit score myths that pop up just when you’re getting ready to apply for a home loan.
Why is it important to care about your credit score? Lenders use credit scores to evaluate how likely you are to repay a loan in a timely manner. The higher your credit score, the better you look as a borrower to potential lenders.
Here are the most common credit score myths I hear from prospective buyers: Read more
Fall may be notorious for a slowdown in the housing market. But for home buyers in Seattle, that shouldn’t mean early hibernation. Au contraire – for home shoppers, Fall is likely the best time to buy a home in Seattle. Here are 4 reasons why. Read more
With the great outdoors and lots of ways to be active within easy reach, Seattle tends to be a really pet-friendly city. If you’re looking to buy a house in the Greater Seattle area, and you have a furry companion, it’s a good idea to take them into consideration while shopping. One of the big things to specifically look for: the best flooring for pets. Read more