Are You Thinking of Buying a House in Seattle?

Buying a house in Seattle – whether pre-owner or brand new – is an exciting prospect!

But there can also be a lot of unknowns – especially if it is your first time buying a home.

No matter though if you’ve already owned several homes over your lifetime, or you are a real estate investor – we offer up this guide of How To Buy a House to help ease your path.

Choose the track that’s right for you!

Have a Question about How to Buy a House?

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Cathy Wahlin

Connect with Cathy

Cathy goes above and beyond in her efforts to help you whether it be for buying, selling or both. She helped us buy our first home back in 2014 and when it came time for us to move, we instantly thought of Cathy. All within a month, she was able to get our current home sold and find us a beautiful new home to move into. She is good and fast and listened to what we were looking for without having an agenda. She is simply the best at what she does. While we don’t plan on moving for many years, I’d recommend her to anyone looking to get their home sold and or buy a new home! :)

Caitlin KelleyBuyer and SellerGoogle Review

How to Buy a House

  1. Gather financial documents (W-2’s, tax returns, bank statements, existing financial obligations)
  2. Get referrals for loan professionals so you can get pre-qualified. Set an appointment.
  3. Talk with your realtor to discuss your goals, make a plan and get answers to your questions.
  4. We set up an automated email of homes that fit your criteria. Then we will go see the homes you are interested in – this is the fun part!
  5. Make an offer on a house. The details are negotiated by the real estate professionals on both sides. We have an obligation to act in your best interests.
  6. Once your offer is accepted, you will want to start the loan application process.
  7. Schedule the home inspection and negotiate any inspection items.
  8. The appraisal will be ordered by your loan professional. You may also be asked to provide additional documentation to the loan officer for your loan processing.
  9. Review the Title Report – any red flags should be discussed with your realtor.
  10. Talk to an insurance professional and secure home owners insurance.
  11. Sign your closing papers and bring in the funds for closing.
  12. Recording of the loan documents and title change.
  13. Get the keys!

Home Buying Tips & News

Think outside the box when its time to finance a home

Thinking outside the box can help with financing a home purchase. Get a firm idea of your numbers, improve what you can, get help if you need to, and reframe your ideas for the right home to buy. Your financially savvy choices will help you become a happy homeowner!

Choosing a real estate agent

Choosing a real estate agent will determine if your purchase or sale will go smoothly.