Are You Thinking of Buying a House in Seattle?

Buying a house in Seattle – whether pre-owner or brand new – is an exciting prospect!

But there can also be a lot of unknowns – especially if it is your first time buying a home.

No matter though if you’ve already owned several homes over your lifetime, or you are a real estate investor – we offer up this guide of How To Buy a House to help ease your path.

Choose the track that’s right for you!

Have a Question about How to Buy a House?

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Cathy Wahlin

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How to Buy a House

  1. Gather financial documents (W-2’s, tax returns, bank statements, existing financial obligations)
  2. Get referrals for loan professionals so you can get pre-qualified. Set an appointment.
  3. Talk with your realtor to discuss your goals, make a plan and get answers to your questions.
  4. We set up an automated email of homes that fit your criteria. Then we will go see the homes you are interested in – this is the fun part!
  5. Make an offer on a house. The details are negotiated by the real estate professionals on both sides. We have an obligation to act in your best interests.
  6. Once your offer is accepted, you will want to start the loan application process.
  7. Schedule the home inspection and negotiate any inspection items.
  8. The appraisal will be ordered by your loan professional. You may also be asked to provide additional documentation to the loan officer for your loan processing.
  9. Review the Title Report – any red flags should be discussed with your realtor.
  10. Talk to an insurance professional and secure home owners insurance.
  11. Sign your closing papers and bring in the funds for closing.
  12. Recording of the loan documents and title change.
  13. Get the keys!

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